
Financing versus Leasing
Shop for Your Toyota Model Your Way
Today is the perfect opportunity for you to get the most out of your time on the roads. When you shop for your next new Toyota model from Toyota Santa Maria, you're certain to enjoy boundless support that makes it easy for you to experience greater peace of mind. It's a buying journey that's simplified. Our experts are here to deliver world-class service that sets the bar higher than it's ever been before.
However, the age-old question still remains. Is it better to finance or lease? Let the folks at Toyota Santa Maria help you discover the benefits of each approach, giving you a leg up on the process.

Benefits of Financing a New Toyota
Dive into automotive ownership when you finance a new Toyota model. Financing is a straightforward approach. There's a reason why it's one of the most well-known methods of purchasing a vehicle. When you finance, you take a loan for the final purchase price of your vehicle. Once you pay off the loan, you'll own your Toyota. You can enjoy greater freedom in addition to some added benefits when you finance. Take a look at a few ways financing can benefit you.
- No Mileage Limits
- Customize or Upgrade Your Toyota to Your Specifications
- Ownership Rights, Allowing You to Sell or Gift Your Vehicle Down the Line
Benefits of Leasing a New Toyota
Leasing is quickly growing in popularity. Leasing allows drivers to enjoy the most recent model-year Toyota vehicles, introducing you to the most advanced innovation, performance, design, safety features, and more. It's a great way to enjoy the roads in a vehicle you'll love. Here are a few benefits that make leasing worthwhile.
- Leasing Monthly Payments Less than Financing Monthly Payments
- Zero-Deductible Warranty Coverage
- Lease-End Options (Lease a New Toyota, Purchase Your Toyota, Return Your Lease)

Contact Toyota Santa Maria to Learn More
Our Finance Center specialists are standing by, ready to answer your questions and help you through the process.
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Toyota Santa Maria
1643 S. Bradley
Santa Maria, CA 93454
- Sales: 805-928-3881