Financing with Our Dealership

Friendly Finance Experts and Affordable Financing near Arroyo Grande

After browsing our inventory, you likely know the model you want to take home. However, the determining factor is what you can afford. Choosing a reliable Toyota SUV, sedan, or truck is easy, but finding a finance option that works with your budget can be challenging. At Toyota Santa Maria, you can easily shop for a brand-new Toyota Rav4 or a pre-owned Toyota Tundra with the help of our finance specialists.

Contact our finance department today and learn more about the finance specials available for a car loan or lease. Our top priority is your satisfaction; that's why we help you save more on your car purchase.

Convenience is Just a Click Away

Our dealership near Grover Beach takes strides to ensure that you have a hassle-free and smooth car shopping process. We proudly offer online shopping tools that allow you to pre-qualify for your dream vehicle at your home's comfort. We also eliminate the guesswork of valuing your trade-in by offering an online platform that conveniently lets you receive a written offer. You can also use our online shopping tools to estimate how much you will pay for a new Toyota SUV or truck.

At Toyota Santa Maria, we put you first. That means our experienced and dedicated sales team goes the extra mile to ensure you enjoy a complete financing journey. We are are a one-stop-shop: assisting with DMV paperwork, providing options to protect your investment, and guiding you through the vehicle purchase process.

Navigate Vehicle Financing

Protect Your Car & Stay Covered

Manage Payments on the Toyota App

Meet Our Finance Team

Scott Radosevich

Justin Jacobo

Raymond Pascual

Joseph Zepeda

Peter Rios

Streamlined Trade-in Process

When shopping for a new Toyota Prius, you might want to figure out what to do with your current sedan, SUV, or truck. You can decide to sell it privately, which could involve some haggling and might take some time to find a good buyer. Trading in your used vehicle toward your dream car at Toyota Santa Maria can make the financing process affordable and easier. This eliminates the stress of advertising your car and dealing with stubborn buyers.


Save More with Our Finance Specials

Check our finance specials if you want to secure a great deal with your next vehicle purchase. In fact, if you are working with a tight budget and want to invest in a new car, you will pay lower monthly rates with our Toyota lease specials. You can also save money with our affordable Toyota loan deals. However, you should note that these deals often change; therefore, if you find one that matches your needs, act before it is too late.


Choose Between Leasing or Loaning Your Next Vehicle

Whether to lease or loan your next car around Oceano should not be a challenge. When you work with our finance department, we will pinpoint the differences between the two and ensure you secure a great deal on your next purchase.

Leasing your next Toyota Corolla or Toyota Tacoma allows you to drive a new car for a short period. This will give you the flexibility to drive a brand-new model with the latest tech amenities and features every two to three years. Since you will pay lower monthly rates than financing, you will drive premium trims at an affordable price.

A Toyota loan deal is ideal for shoppers who want to keep their vehicles for an extended period. Therefore, when you finance a used Toyota Highlander, you are paying to own it. This gives you the freedom to customize your used truck with new accessories. In addition, you will have no mileage limitations, unlike leasing.

What Will You Do At Lease End?

Watch the videos below for more information or click to learn more at our lease return center.


Your Lease End Options

Replace Your Leased Vehicle

Contact Our Finance Center Today

If you want a great deal on a new, used, or certified pre-owned Toyota, reach out to our finance department today. We will provide you with an array of financing options, ensuring that we meet your demands. Feel free to browse our Toyota inventory and see what awaits you at our dealership.

  1. Toyota Santa Maria

    1643 S. Bradley
    Santa Maria, CA 93454

    • Sales: 805-928-3881
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Get in Touch

  • Contact our Sales Department at: 805-928-3881
  • Monday10:00AM-6:00PM
  • Tuesday10:00AM-6:00PM
  • Wednesday10:00AM-6:00PM
  • Thursday10:00AM-6:00PM
  • Friday10:00AM-6:00PM
  • Saturday10:00AM-5:00PM
  • Sunday11:00AM-5:00PM